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RBC and casino deposits: e-Transfer yes, credit card no

RBC gives its clients one of the higher e-Transfer limits in Canada and charges nothing to send from personal chequing. Its credit card terms take the opposite line on gambling. For an RBC client, the e-Transfer is clearly the way to pay a casino.

up to 10,000 a dayno send feecard gambling = cash advance

Claire GagnonBy · updated October 10, 2026

An RBC casino deposit by Interac e-Transfer runs through RBC's online banking or app, like any other e-Transfer. RBC's own pages give the limit, the fees and the Request Money rules; its card agreements say how it treats gambling on cards. We read them on 9 October 2026.

1

Ringospin

4.2/5
Licence
Curaçao sublicence under Master Gaming Licence 5536/JAZ (as printed) · Terdersoft B.V.
Withdrawal cap
not stated

Launch year not published.

2

SpinGranny

4.2/5
Licence
Curaçao sublicence under Master Gaming Licence 5536/JAZ (as printed) · Terdersoft B.V.
Withdrawal cap
not stated

Launch year not published.

3

AFKspin

4.2/5
Licence
Curaçao sublicence under Master Gaming Licence 5536/JAZ (as printed) · Terdersoft B.V.
Withdrawal cap
not stated

Launch year not published.

4

Spinwinera

4.2/5
Licence
Curaçao sublicence under Master Gaming Licence 5536/JAZ (as printed) · Terdersoft B.V.
Withdrawal cap
not stated

Launch year not published.

Ordered by year of launch, longest-running first.

On this page
  1. RBC e-Transfer at a glance
  2. Paying a casino from RBC
  3. Cards: the rule to know
  4. HSBC clients
  5. Our take

RBC e-Transfer at a glance

PointRBC
Send limitup to 10,000 a day in the app; cannot be changed
Weekly, monthlynot stated
Send feenone on personal chequing; 999 free per month per account, then $1.00
Cancelfree within 15 days of sending
Expired transfer$5 reclaim fee if not cancelled within 15 days of the expiry notice
Request Moneyup to 10,000 per request, up to 25 at a time, to existing recipients
Autodeposityes

Paying a casino from RBC

At the Terdersoft casinos, the Canadian cashier asks for your Interac-linked email or phone and sends a request, which you approve in the RBC app. The request counts against your daily limit. If the casino is not yet a saved recipient, the flow still works because the casino requests and you approve. See how an Interac deposit works.

Cards: the rule to know

RBC's credit card agreement lists betting, off-track betting, race-track wagers, casino chips and lottery tickets as cash-like transactions, treated as cash advances, and reserves the right to block card transactions connected to Internet gambling. The same block right appears in the RBC Virtual Visa Debit agreement. A cash advance usually carries interest from the first day; check your card's terms. The e-Transfer avoids all of this.

Ready to deposit?

Open the cashier and send your first Interac e-Transfer.

Open an Interac casino →

HSBC clients

HSBC Canada clients moved to RBC on 29 March 2024. Their e-Transfer limits are now RBC's.

Our take

For an RBC client, Interac e-Transfer is the natural casino payment: high daily limit, no fee on personal chequing, and a request flow that the Terdersoft casinos' cashier is built for. Other banks are compared on e-Transfer limits by bank; every cashier is on our Interac casino Canada page.

Questions and answers

What is RBC's Interac e-Transfer limit?

RBC states up to 10,000 a day in its app and says the limit cannot be increased or decreased. An older RBC page ties the limit to your client card's daily access limit; your banking app shows the figure that applies to you.

Does RBC charge for e-Transfers?

Not on personal chequing: sending, receiving and cancelling are listed as no fee, with 999 free e-Transfers a month per account. A $5 reclaim fee applies to an expired transfer that is not cancelled within 15 days of the expiry notice.

Can I use an RBC credit card at an online casino?

RBC's credit card agreement treats gaming transactions, including casino chips and betting, as cash-like transactions, that is cash advances, and reserves the right to block card transactions connected to Internet gambling. Its Virtual Visa Debit agreement has the same block right.